[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.univel.cz\/trnita-cesta-k-vlastnimu-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.univel.cz\/trnita-cesta-k-vlastnimu-bydleni\/","headline":"Trnit\u00e1 cesta k vlastn\u00edmu bydlen\u00ed","name":"Trnit\u00e1 cesta k vlastn\u00edmu bydlen\u00ed","description":"Vlastn\u00ed bydlen\u00ed je \u010dasto n\u011b\u010d\u00edm, po \u010dem tou\u017e\u00edme, ale po\u0159\u00e1d to odkl\u00e1d\u00e1me, proto\u017ee cesta k n\u011bmu je velice trnit\u00e1. Dal\u0161\u00ed &hellip; <a href=\"https:\/\/www.univel.cz\/trnita-cesta-k-vlastnimu-bydleni\/\" class=\"more-link\"><span class=\"more-button\">P\u0159e\u010d\u00edst p\u0159\u00edsp\u011bvek<span class=\"screen-reader-text\">Trnit\u00e1 cesta k vlastn\u00edmu bydlen\u00ed<\/span><\/span><\/a>","datePublished":"2020-03-17","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.univel.cz\/author\/#Person","name":"","url":"https:\/\/www.univel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fa5b1cbc0125795815d9e30ef12b8bb9be5d358eed11aa2085a8d203d3da2ed?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fa5b1cbc0125795815d9e30ef12b8bb9be5d358eed11aa2085a8d203d3da2ed?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"univel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.univel.cz\/wp-content\/uploads\/stavba%20domu.jpg","url":"https:\/\/www.univel.cz\/wp-content\/uploads\/stavba%20domu.jpg","height":0,"width":0},"url":"https:\/\/www.univel.cz\/trnita-cesta-k-vlastnimu-bydleni\/","about":["Finance"],"wordCount":418,"articleBody":"      Vlastn\u00ed bydlen\u00ed je \u010dasto n\u011b\u010d\u00edm, po \u010dem tou\u017e\u00edme, ale po\u0159\u00e1d to odkl\u00e1d\u00e1me, proto\u017ee cesta k n\u011bmu je velice trnit\u00e1. Dal\u0161\u00ed \u010d\u00e1st z n\u00e1s se sice o z\u00edsk\u00e1n\u00ed vlastn\u00edho bydlen\u00ed pokus\u00ed, ale nedopadne to tak, jak si p\u0159edstavujeme a projekt ztroskot\u00e1. V sou\u010dasn\u00e9 dob\u011b je probl\u00e9m p\u0159edev\u0161\u00edm s financov\u00e1n\u00edm bydlen\u00ed a \u010dasto tak\u00e9 s m\u00edstn\u00edmi vyhl\u00e1\u0161kami v m\u00edst\u011b, kde m\u00e1me v pl\u00e1nu stav\u011bt d\u016fm. Co v\u00e1s m\u016f\u017ee potkat?Probl\u00e9my s financov\u00e1n\u00edmProbl\u00e9my s financov\u00e1n\u00edm koup\u011b \u010di stavby domu je velice \u010dast\u00fd probl\u00e9m p\u0159edev\u0161\u00edm u nejmlad\u0161\u00edch dosp\u011bl\u00fdch generac\u00ed. V sou\u010dasn\u00e9 dob\u011b a dle sou\u010dasn\u00fdch podm\u00ednek pro poskytnut\u00ed hypote\u010dn\u00edho \u00fav\u011bru se v\u0161ak st\u00e1v\u00e1 probl\u00e9mem i pro star\u0161\u00ed generace. Na\u0161et\u0159it pot\u0159ebnou sumu je toti\u017e ohromn\u00fd probl\u00e9m. Ceny nemovitost\u00ed jsou vysok\u00e9, a pokud je nutn\u00e9 m\u00edt na\u0161et\u0159eno 20% z ceny domu \u010di pozemku, pak se \u010dasto pohybujeme v \u010d\u00e1stce okolo p\u016fl milionu korun. \u0158e\u0161it to m\u016f\u017eete t\u0159eba nebankovn\u00ed hypot\u00e9kou fahd, nebo \u00fav\u011brem ze stavebn\u00edho spo\u0159en\u00ed. Mnohdy se v\u0161ak tato cesta prodra\u017e\u00ed.M\u00edstn\u00ed vyhl\u00e1\u0161ky a \u00fazemn\u00ed pl\u00e1nyNe\u017e koup\u00edte n\u011bkde pozemek pro v\u00e1\u0161 vysn\u011bn\u00fd d\u016fm, zjist\u011bte si, zda v m\u00edst\u011b neplat\u00ed n\u011bjak\u00e1 m\u00edstn\u00ed vyhl\u00e1\u0161ka, kter\u00e1 by znemo\u017e\u0148ovala postavit zrovna ten v\u00e1\u0161 vysn\u011bn\u00fd d\u016fm. \u010casto se tento probl\u00e9m t\u00fdk\u00e1 p\u0159edev\u0161\u00edm st\u0159ech (n\u011bkter\u00e9 vesnice a m\u011bsta zakazuj\u00ed v\u00fdstavbu dom\u016f s rovnou st\u0159echou, kter\u00e1 by mohla naru\u0161it vzhled z\u00e1stavby, kter\u00e1 je ji\u017e n\u011bjakou dobu postaven\u00e1). Pozor tak\u00e9 na \u00fazemn\u00ed pl\u00e1ny. Pokud koup\u00edte pozemek, kter\u00fd nen\u00ed ur\u010den\u00fd ke stavb\u011b domu, pak nedostanete stavebn\u00ed povolen\u00ed. Mohou v\u00e1m slibovat, \u017ee se \u00fazemn\u00ed pl\u00e1ny zm\u011bn\u00ed av\u0161ak pokud ji\u017e nejsou zm\u011bn\u011bny, pak nen\u00ed moc dobr\u00e9 to riskovat. \u00dazemn\u00ed pl\u00e1ny se \u010dasto m\u011bn\u00ed po opravdu dlouh\u00e9 dob\u011b a nikdo v\u00e1m nezaru\u010d\u00ed, \u017ee se zm\u011bn\u00ed pr\u00e1v\u011b tak, aby v\u00e1m to vyhovovalo. M\u016f\u017eete tak vlastnit pozemek, kter\u00fd v\u00e1m bude k ni\u010demu pr\u00e1v\u011b kv\u016fli \u0161patn\u00e9mu \u00fazemn\u00edmu pl\u00e1nu, \u010di slib\u016fm zastupitelstva \u017ee se \u00fazemn\u00ed pl\u00e1ny budou m\u011bnit.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Trnit\u00e1 cesta k vlastn\u00edmu bydlen\u00ed","item":"https:\/\/www.univel.cz\/trnita-cesta-k-vlastnimu-bydleni\/#breadcrumbitem"}]}]